Medicare
Medicare
Protecting Your Health and Well-Being
Comprehensive Coverage for a Confident Future
Medicare provides essential healthcare coverage for individuals aged 65 and older, as well as certain younger adults with qualifying conditions. These programs give you access to hospital care, medical services, preventive care, and support for managing chronic conditions—helping you maintain your health and independence with confidence.
Our Medicare Services
We offer a range of services to help you access care and stay well, including hospital and medical coverage (Parts A & B), prescription drug coverage in most plans, optional benefits like vision, dental, and fitness programs, coordinated care through provider networks, and predictable in-network costs with an annual out-of-pocket limit.
- Medicare Part A (Hospital Insurance) Medicare Part A helps cover inpatient hospital care, skilled nursing facility stays, and certain other services. Most individuals qualify for premium-free Part A based on sufficient work history and contributions to Medicare taxes. After meeting an annual deductible for each benefit period, coinsurance may apply for extended hospital stays.
- Medicare Part B (Medical Insurance) Part B provides coverage for physician visits, outpatient care, preventive services, and select medical supplies. Most beneficiaries pay a monthly premium, which may vary depending on income. A yearly deductible applies, after which you generally pay a portion of the Medicare-approved amount for covered services.
- Medicare Part C (Medicare Advantage Plans) Medicare Advantage plans combine Part A and Part B coverage, often including Part D prescription drug benefits. Costs and coverage vary by plan and provider, with some plans offering minimal or no additional premiums beyond Part B. Plans may include copayments, coinsurance, deductibles, and an annual out-of-pocket maximum. Many plans also provide additional benefits, such as vision, dental, and wellness programs.
- Medicare Part D (Prescription Drug Coverage) Part D plans offer prescription drug coverage tailored to your needs. Premiums vary depending on the selected plan and may also be influenced by income. Deductibles and copayments depend on the plan’s formulary and the medications prescribed.
Why Choose Medicare?
Medicare coverage offers unique advantages:
- Foundational Healthcare – Access essential hospital and medical services with reliable coverage.
- Medication Support – Prescription drug options help you afford necessary medications.
- Preventive Focus – Early detection and wellness programs help you stay healthy longer.
- Guided Enrollment – Expert assistance ensures you understand your benefits and make informed choices.
Designed for Individuals and Families
A Solid Foundation for Your Health — Coverage, Support, and Peace of Mind
- Comprehensive Coverage – Hospital, medical, and preventive services provide a healthcare safety net.
- Personalized Support – Assistance navigating Medicare options and choosing the right plan for your needs.
- Proactive Health Management – Preventive care helps you maintain wellness and manage conditions before they escalate.
- Peace of Mind – Medicare provides reliable coverage you can count on as you plan for the future.
Medicare: Care You Can Count On
Medicare isn’t just insurance—it’s a tool to help you protect your health, access essential services, and maintain independence. With coverage, guidance, and preventive support, you can focus on living well today while planning for tomorrow. Let us help you understand your Medicare options and choose the plan that fits your health goals.
