Home Equity
Accessing Home Equity with Complete Confidence
Equity Solutions that Work For You
With home values on the rise, now is a great time to tap into your home’s equity and create greater financial flexibility for years to come. Use the funds to make home improvements, pay off debt, or build an emergency fund for the future.
Home Equity Lines of Credits
Having additional funds available to you when you need it, a HELOC can bring peace of mind to homeowners of all ages. Whether you are a first-time homeowner remodeling your kitchen or bath, or an expanding family building a granny unit, or simply paying for repairs, every homeowner can appreciate the ease and convenience of a home equity line of credit.
Heloc Section with four areas
Who Qualifes?
- Homeowners ages 18+
- Primary Residence
- SFR, Con
How to Receive Funds
Convenient check book or request form
Uses for HELOCS
- Home Improvement
- Consolidate Debt
- Emergency Fund
The Process
- Consultation
- Application & Underwriting
- Closing & Funding
Reverse Mortgage Options
Today’s reverse mortgages bring maximize, tax-free benefits for homeowners as young as 55+. With plenty of flexibility, you can pay off your current mortgage to eliminate having a monthly mortgage payment. Or keep your existing, low interest-rate mortgage and have a reverse mortgage as a second mortgage. The choice is yours. Either way, using the power of your hard-earned equity today can help increase quality of life tomorrow. All the while staying in the home you love.
Reverse Mortgage Section with four areas
Who Qualifes?
- Ages 55+ (60+ in some states)
- Primary Residence
- SFR, Condo, Townhome, manufactured home
Types of Reverse Mortgages
- Home Equity Conversion Mortgage (HECM) 62+
- Proprietary Reverse Mortgage 55+ (60+ in some states)
- Aka “Jumbo” Reverse Mortgage
Ways to Receive Funds
- Cash out
- Monthly Check
- Line of Credit
- Combinati
The Process
- Education/Consultation
- HUD Counseling
- Application & Underwriting
- Closing & Funding
