Business Reimagined
Business
Reimagined.
Your Trusted One-Stop Destination for Business Financial Solutions
More Than A Brokerage
Your One-Stop Concierge Financial Services Partner
We believe your business deserves a trusted financial partner invested in your long-term success. Our goal is to become a valued extension of your team by providing personalized financial solutions aligned with your unique goals and priorities. As a privately owned concierge financial firm, our independence allows us to recommend strategies based on what's best for you, your business, and your employees, not a specific carrier, product, or plan. We take the time to understand your organization, build lasting relationships, and provide meaningful guidance as your needs evolve. Whether you're protecting what you've built, planning for growth, or navigating important financial decisions, we're here to support you every step of the way.
One partner. Multiple solutions.
With more than 20 services, we help businesses like yours uncover opportunities to reduce costs, strengthen cash flow, and improve financial performance—helping save tens of thousands of dollars each year.
Reduce Operating Costs
Maximize cost-saving opportunities and keep more money in your business.
Access Growth Capital
Unlock flexible financing to improve cash flow, fund investments, and support growth.
Maximize Tax Savings
Identify potential tax-saving options and reduce tax liability with smarter financial management.
Your Strategic Business Team
We believe businesses thrive when they have the right team behind them. We are genuinely invested in your success, and your goals are our priority. We provide practical guidance, reliable support, and thoughtful solutions to help your business grow and improve profitability. We look forward to working with you.
Rowena is an entrepreneur with 25 years of experience across multiple industries. She founded Diamond Financial Group one client at a time, fueled by a deep passion for providing solutions, delivering exceptional service, and making a positive impact in the community.
Rowena Killens, MBA
Don brings over 30 years of experience across multiple industries, dedicated to helping clients protect their wealth. His expertise in retirement and insurance strategies ensures clients have the right solutions for a secure and thriving retirement.
Donald Reyes
George is an experienced Certified Financial Planner® who helps individuals and businesses build confident, long-term financial strategies. He provides thoughtful guidance in retirement planning, investment management, and wealth preservation. With a genuine relationship-focused approach, he empowers clients to make informed decisions that support financial stability and future growth.
George Chobany, CFP
Cynthia brings over 20 years of experience across multiple industries, with a passion for helping clients. Her expertise in client support and data entry ensures accuracy, efficiency, and a positive experience for both our team and the clients she serves.
Cynthia Pin
Strategic solutions for operational and financial excellence.
Comprehensive guidance designed for stronger operations, better financial performance, and sustainable growth.
01
Build a stronger team
Employee Benefits & Total Compensation
Create competitive benefit strategies that lower costs while improving healthcare access, retention, engagement, and employee well-being.
02
Fund your next move
Strategic Business Financing
Strengthen cash flow, expand operations, support investments in equipment and real estate, achieve stability with flexible financing solutions.
03
See the full picture
Reporting & Financial Management
Improve financial visibility, track expenses, control costs, uncover tax-saving opportunities, and make informed decisions with confidence.
Business Case Studies
-
Business Concern
Rising employee benefit costs were impacting profitability and workforce retention. -
Solution
Conducted a benefits analysis and reviewed alternative funding and plan design options to help manage costs while maintaining competitive employee benefits. -
Location
Fresno, California
Agriculture
-
Business Concern
Cash flow was strained by the need to purchase equipment to support new projects and growth. -
Solution
Secured equipment financing that allowed the company to acquire needed equipment while preserving working capital and operational flexibility. -
Location
Sacramento, California
Construction
-
Business Concern
Tax burdens were limiting opportunities to invest in growth, technology, patient care, and new equipment. -
Solution
Implemented tax-efficient planning strategies designed to improve cash flow, evaluated equipment financing options for technology and office upgrades, and supported future business investments while preserving working capital. -
Location
Irvine, California
Dental Practice
-
Business Concern
Revenue growth had stalled, and the business lacked clear visibility into financial performance and marketing effectiveness. -
Solution
Conducted a business review, developed a strategic growth plan, implemented expense tracking, redesigned the website, enhanced marketing efforts, and identified opportunities to increase client acquisition and revenue. -
Location
Monterey, California
Hair Salon
-
Business Concern
Employee retention challenges increased recruitment and training expenses. -
Solution
Evaluated employee benefit options and implemented solutions designed to strengthen the overall employee value proposition. -
Location
Riverside, California
Home Healthcare
-
Business Concern
Employee turnover was creating staffing challenges and increasing hiring costs. -
Solution
Reviewed employee benefits and retirement plan options to enhance the overall compensation package and support recruitment efforts. -
Location
Anaheim, California
Hospitality
-
Business Concern
Financial processes were fragmented, making it difficult to monitor profitability, manage payroll, and reduce tax exposure. -
Solution
Implemented bookkeeping and payroll services, improved expense tracking and reporting, and identified opportunities to reduce tax liabilities and improve financial oversight. -
Location
Carmel, California
Luxury Boutique
-
Business Concern
Increasing tax liability was reducing available capital for reinvestment and expansion. -
Solution
Evaluated tax-saving opportunities and implemented financial strategies designed to improve cash flow and overall business efficiency. -
Location
Bakersfield, California
Manufacturing
-
Business Concern
Outdated equipment was limiting production capacity and restricting growth opportunities. -
Solution
Structured equipment financing solutions that enabled equipment upgrades while preserving cash flow for operations. -
Location
Stockton, California
Manufacturing
-
Business Concern
Limited budgets made it challenging to offer attractive employee benefits. -
Solution
Evaluated benefit options and helped identify solutions that supported employees while remaining mindful of budget constraints. -
Location
Oakland, California
Nonprofit Organization
-
Business Concern
Business owners wanted to maximize retirement contributions while creating meaningful employee benefits. -
Solution
Designed a retirement strategy that aligned with the firm's objectives, employee needs, and long-term financial goals. -
Location
San Jose, California
Professional Services
-
Business Concern
Bookkeeping processes had become time-consuming and limited visibility into financial performance. -
Solution
Implemented bookkeeping services that improved financial organization, reporting accuracy, and access to key business metrics. -
Location
Pasadena, California
Professional Services
-
Business Concern
Payroll administration was consuming valuable time and resources. -
Solution
Implemented payroll solutions that streamlined processing, improved efficiency, and reduced administrative burdens. -
Location
San Diego, California
Restaurant
-
Business Concern
Rising benefit costs made it difficult to offer competitive employee packages. -
Solution
Performed a benefits review and identified cost-effective alternatives that aligned with company goals and employee needs. -
Location
Los Angeles, California
Retail
-
Business Concern
Competition for talent increased demand for stronger retirement and financial wellness benefits. -
Solution
Reviewed retirement plan design and employee education strategies to strengthen the overall benefits offering. -
Location
San Francisco, California
Technology
-
Business Concern
Expanding operations required additional vehicles and equipment without disrupting cash flow. -
Solution
Structured equipment financing solutions that supported growth while preserving liquidity for day-to-day operations. -
Location
Ontario, California
Transportation & Logistics
Why partner with a Financial Professional? Need a second opinion?
01
Gain an objective perspective
on your current financial strategies and business goals.
02
Identify opportunities
that may help improve efficiency, strengthen financial outcomes, or reduce unnecessary costs.
03
Uncover potential risks or gaps
before they become larger challenges.
04
Make more informed decisions
with guidance tailored to your unique business needs.
05
Stay focused on long-term success
with a trusted partner who can help your strategy evolve as your business grows.
A second opinion isn't about changing what's working. It's about validating your approach, exploring opportunities, and ensuring your business is positioned for continued success.
50–70%
of members in any size group don’t use their health plan in a given year — we help employers take advantage of that fact.
Improved benefits
Lowered cost
Flexibility & choice
Supporting businesses across the U.S.
We partner with business and employers throughout California and across the country to reduce costs, improve benefits, and support long-term business success.
- Based in California
- California
- Nationwide
Businesses are reducing costs & improving profitability
Real-world examples show how employers across California have achieved meaningful annual savings through the implementation of cost-saving business solutions.
| City | Employees | Savings |
|---|---|---|
| Bakersfield | 27 | $37,182 |
| Chico | 37 | $37,897 |
| Escondido | 12 | $14,972 |
| Fresno | 14 | $13,415 |
| Hanford | 19 | $22,158 |
| Irvine | 13 | $17,408 |
| Kingsburg | 11 | $25,402 |
| Lodi | 13 | $16,150 |
| Napa | 11 | $21,047 |
| Pasadena | 11 | $29,692 |
| Redding | 34 | $47,857 |
| Riverside | 15 | $37,211 |
| Sacramento | 49 | $57,022 |
| Salinas | 38 | $42,158 |
| San Diego | 42 | $49,801 |
| San Francisco | 6 | $8,150 |
| San Jose | 15 | $39,468 |
| Santa Ana | 26 | $30,841 |
| Santa Barbara | 15 | $18,944 |
| Turlock | 18 | $22,500 |
| Ukiah | 24 | $39,890 |
| Visalia | 9 | $17,979 |
| Vista | 17 | $27,850 |
| Watsonville | 22 | $27,763 |
| Woodland Hills | 22 | $34,200 |
Examples shown reflect actual annual savings achieved by California employers through the implementation of cost-saving programs, business solutions, and optimization initiatives. Savings figures are derived from third-party California client data and represent actual outcomes achieved by businesses of similar size. These results not only provide a representative illustration of the potential financial impact of implementing comparable strategies for cost savings and improved financial performance, but also highlight the measurable financial impact that can be achieved through strategic cost-saving initiatives. Individual results will vary based on each business's unique circumstances and are not guaranteed.
Ready to see how much your business can save?
Get a complimentary business diagnostic and discover real opportunities to lower costs, improve benefits, and build a stronger financial future.
